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EMI Calculator

Work out the monthly instalment, total interest and total payment on a loan.

Loan

₹ 2,500,000.00

Percent a year

20 years

Monthly EMI
₹ 21,695.58

× 240 instalments

Total interest
₹ 2,706,939.40

52.0% of what you pay

Total payment
₹ 5,206,939.40

Principal plus interest

Where the money goes

Principal ₹ 2,500,000.00Interest ₹ 2,706,939.40

This is the standard reducing-balance EMI a bank quotes: the instalment stays the same every month while the split between interest and principal shifts. Processing fees, insurance and any change of rate part-way through aren't included. Everything is worked out in your browser — nothing you type is sent anywhere.

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